The main categories of travel insurance include trip cancellation or interruption coverage, baggage and personal effects coverage, medical coverage, and accidental death or flight accident coverage. Coverage often includes 24/7 emergency services, such as replacing lost passports, cash wire assistance, and re-booking canceled flights.    Travel policies can cover damage to personal property, rented equipment, such as rental cars, and even ransom request.

The main categories of travel insurance includes: Trip cancellation or interruption coverage, baggage and personal effects coverage, medical expenses coverage, and accidental death or flight accident coverage. Coverage often includes 24/7 emergency services, such as replacing lost passports, cash wire assistance, and re-booking canceled flights. Also, some travel insurance policies may duplicate existing coverage from other providers or offer protection for costs that are refundable by other means.